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Package Choice ™ Claims Overview
Since 2004, carriers participating in the Package Choice program for photographers and videographers have paid more than $1,000,000 in total damages, legal fees and other costs to policyholders and other claimants. During this time, Package Choice carriers adjusted more than 260 claims.
Your investment in a property and liability insurance policy through Package Choice is only worthwhile if it responds quickly and fairly when file a claim. Hill & Usher regularly evaluates the response time of Package Choice carriers to ensure that your needs are addressed as quickly as possible following a loss. If you need to file a claim, please do so by clicking here.
Recent Claims paid by Package Choice™ Insurance Carriers
2004
Lawsuit filed against studio owner alleging improper use of images in advertising.
Paid Attorney’s fees and Settlement (on behalf of Package Choice Policyholder): Not disclosed.
2004
A visitor fell at a studio premises, fracturing her wrist.
Total Paid to Package Choice Claimant: $10,911.78
2005
Burglary at home-based photography studio.
Total Paid to Package Choice policyholder: $17,035.00
2005
Images lost after hard drive crashed.
Total Paid to Package Choice policyholder: $6,688.00
2005
Formal pictures of wedding were not found on film.
Total Paid to Package Choice policyholder: $4,196.38
2005
Metal pieces were blown off policyholder’s roof, damaging a vehicle not owned by insured.
Total Paid to Package Choice claimant: $2,162
2006
Studio Fire, destroying Camera equipment and computers.
Total Paid to Package Choice policyholder: $43,751.00
2006
Sewer/Drain backed up, damaging insured’s property
Total Paid to Package Choice policyholder: $8,120.00
2006
Lightning struck studio building, causing a fire and damage to studio property.
Total Paid to Package Choice policyholder: $42,691.00
2006
Fire started at studio, destroying computer equipment, cameras and neighboring tenant’s property.
Total Paid to Package Choice policyholder: $375,000.00
2006
Equipment and other property stolen from a locked vehicle.
Total paid to Package Choice policyholder: $5,771.00
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