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Why Choose Package Choice?
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Package Choice™ is comprehensive. Designed specifically with the Professional Photographer & Videographer in mind, Package Choice™ combines many property and liability coverages into one policy. |
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Errors & Omissions is a standard available feature of Package Choice™. Errors & Omissions in Package Choice™ is designed to defend you in the event of challenges to your professionalism. It is particularly important to professionals operating a studio with several employees and photographers.
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Errors & Omissions in Package Choice™ is occurrence form, which means that you do not have to continue purchasing the coverage in the event you close your business—you will still be covered. There is no deductible and defense costs, court fees and expert witnesses are included in excess of policy limit.
With Package Choice™, your studio need not insure the Errors & Omissions of staff photographers on separate insurance policies. |
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Camera Coverage extends to property in transit and on location. Because Hill & Usher ensures that our insurance carriers understand that photographers will often take their valuable equipment on the road, Package Choice™ protects equipment wherever and whenever it may be lost, damaged or stolen (within the US & Canada - international coverage available). |
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Camera coverage claims are paid at replacement cost. Package Choice™ will replace damaged or stolen equipment, even if your equipment is more expensive to replace today than it cost when you first bought it so long as you insure your equipment at its appropriate current value. |
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Applying for Package Choice™ is fast and easy. Just complete the brief online or paper application. A no obligation quotation will be in your hands soon. |
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Package Choice™ is affordable. With an annual policy premium starting as low as $500, you cannot afford to overlook Package Choice™. |
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Package Choice™ is underwritten by multiple large insurance companies. Size, experience, and financial stability, with carriers like The Hartford, Travelers, Zurich, and Fireman's Fund, Package Choice has it all! |
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Package Choice offers flexibility. Whether you are a home-based business or operate from a commercial building, Hill & Usher will customize your policy to suit your needs. |
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As the program administrator, Hill & Usher is available as your service and coverage advocate. With more than a decade of service to the media industry, Hill & Usher understands the risks you face. Compare Package Choice to other programs. |
The descriptions of coverage provided to you on this website do not alter or replace the actual policy issued to your firm. For an exact explanation of coverage, please refer to the policy. In the event of a claim, the actual policy in force at the time the loss occurred will dictate coverage and limits.
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