Claim Examples

PackageChoice  Claims Examples Overview

Since 2004, carriers participating in the Package Choice program for photographers and videographers have paid more than $1,000,000 in total damages, legal fees and other costs to policyholders and other claimants. During this time, Package Choice carriers adjusted more than 260 claims.

Your investment in a property and liability insurance policy through Package Choice is only worthwhile if it responds quickly and fairly when file a claim. Hill & Usher regularly evaluates the response time of Package Choice carriers to ensure that your needs are addressed as quickly as possible following a loss. If you need to file a claim, please do so by clicking here.

Prior Claim exmples paid by Package Choice Insurance Carriers

• Lawsuit filed against studio owner alleging improper use of images in advertising.
  Paid Attorney’s fees and Settlement (on behalf of Package Choice Policyholder): Not disclosed.
• A visitor fell at a studio premises, fracturing her wrist.
  Total Paid to Package Choice Claimant: $10,911.78
• Burglary at home-based photography studio.
  Total Paid to Package Choice policyholder: $17,035.00
• Images lost after hard drive crashed.
  Total Paid to Package Choice policyholder: $6,688.00
• Formal pictures of wedding were not found on film.
  Total Paid to Package Choice policyholder: $4,196.38
• Metal pieces were blown off policyholder’s roof, damaging a vehicle not owned by insured.
  Total Paid to Package Choice claimant: $2,162
• Studio Fire, destroying Camera equipment and computers.
  Total Paid to Package Choice policyholder: $43,751.00
• Sewer/Drain backed up, damaging insured’s property
  Total Paid to Package Choice policyholder: $8,120.00
• Lightning struck studio building, causing a fire and damage to studio property.
  Total Paid to Package Choice policyholder: $42,691.00
• Fire started at studio, destroying computer equipment, cameras and neighboring tenant’s property.
  Total Paid to Package Choice policyholder: $375,000.00
• Equipment and other property stolen from a locked vehicle.
  Total paid to Package Choice policyholder: $5,771.00